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Why you need to make use of mortgage offset accounts
Expert Advice
To me, the introduction by most Lenders of a 100% linked mortgage offset account offering was the best thing since sliced bread in providing the opportunity to reduce mortgage interest charges. Other than the mortgage holder using the account nothing more need be done to gain the benefit of reduced interest charges. What could be easier? And yet, I am...
Tennis: a game you can play for life
Expert Advice
Being part of the Canberra tennis community for over 15 years I've seen a new generation of tennis players, coaches, and clubs transition into the new era. Tennis reaches new heights each year as the Australian Open treats us to a game we all feel a part of. As a professional tennis coach I feel the joy and excitement when...
The value of sound advice
Accounting
As you head into the New Year and begin to reflect on all those things you have and have not achieved in 2013, consider the benefit of obtaining legal advice about your family law matter from an experienced family lawyer. Consider:- * Have you delayed your property settlement too long and what could that mean for you? * Are you...
Do you have a business succession plan in place?
Estate Planning
All relationships come to an end. Personal relationships through death or divorce. Business relationships through death or retirement. So ending a business relationship may be planned (retirement) or unplanned (death or serious disability). If you are a small business owner, are you ready for these? If you were to be struck down by the proverbial truck tomorrow how would your...
What rights exist in data?
Expert Advice
We often hear people talking about 'rights in data' in the context of drafting agreements, but what rights exist in data? From a legal perspective, the key rights affecting data are intellectual property rights, subdivided into copyright and confidentiality, and privacy (a.k.a. 'data protection' in the EU). Copyright in data Many people are surprised on learning that copyright protection is...
Directors say sports governance lagging behind the rest
Corporate Governance
Directors of Australia's sports boards have rated the effectiveness of their boards below the average not-for-profit (NFP), the 2013 Directors Social Impact Study, has revealed. The Director Social Impact Study (DSIS), sponsored by Commonwealth Bank and conducted by Curtin University on behalf of the Australian Institute of Company Directors, indicates that sports boards need to do more to improve their...
New year, new beginnings
Business Law
Whether you are contemplating a new venture, or a shakeup of your existing business, the New Year is a great time to ask - which business structure is right for me? Every business is different, but they share a raft of common concerns. The three most commonly used vehicles are sole trader, partnership and private company. Each strikes a different...
IT threats for business in 2014
Accounting
While Australian businesses can be quick to embrace new technology, many aren't as quick to adopt solid IT security measures. How secure are your IT arrangements? According to a recent study, almost a third of Australian businesses surveyed experienced cybercrime in the preceding twelve months. As advances in technology make it easier for us to do business, those same advances...
Fresh ideas for graphic design
Features
Canberra Web is a branding and graphic design business that knows how to position clients to their best advantage with smart strategy and high-impact creative design solutions. Their philosophy? Make the idea clear and simple, the design surprising and beautiful. UNIQUE & CAPTIVATING GRAPHIC DESIGN At Canberra Web, their team of graphic designers will take you through the creative process...
The nature of selling has changed has your business noticed?
Features
As we get closer to 2020, enterprises that fail to change are likely to be left standing while those that align their sales process and training with new client expectations and the changed sales environment are likely to be the winners. Boutique sales consultancy Banjar Group recently prepared the white paper Sales Shift 2020 to outline and explain the nature...
Who gets my superannuation when I die?
Features
The answer to this question and whether you have a say depends on which fund your superannuation is with and the rules of the fund. Interestingly, sometimes you do not get a say in who gets your superannuation when you die. By Brendan Cockerill, Senior Associate - Business and Succession Given the rapid increase in the amount of money people...
Invest Canberra
G2B: Chief Minister’s Message
Canberra's centenary year has been both a celebration of our past and an opportunity to envision our city's future. Here in the Territory we have a very bright future. We're different - and we're different in the best of ways. From a business perspective we have unique offerings: world-class research and educational institutions, unrivalled access to government, a well connected...
Canberra Comedy Festival
January-February 2014 Issue 90
The Canberra Comedy Festival returns March 4-9 with a rollicking program of laughs presented by some of the legends of comedy. "This is going to be the biggest gathering of stand-up comedians ever to hit Canberra. It is happening because of the support of the ACT Government and the local business community," says Festival Associate Director Benjamin Stevenson. B2B is...
$8 million investment and jobs for Canberra’s manufacturing sector
January-February 2014 Issue 90
Canberra's manufacturing sector received a welcome boost with the opening of Focus Press's new manufacturing facility at the end of 2013 in Hume by Deputy Chief Minister, Mr Andrew Barr. Up to 50 local jobs in the manufacturing sector will be created by early 2014 as well as apprenticeships and traineeships. Focus Press Managing Director, Mr David Fuller, said, "We've...
The importance of a strong Indonesia-Australia relationship for the 21st century
ACT Exporters
Not withstanding the recent deterioration in the relationship between Australia and Indonesia, over allegations of spying, building and maintaining an strong Indonesia-Australia relationship is critical for Australia in the 21st Century. Within two weeks of being sworn in as prime minister, Tony Abbott was in Jakarta. Why? - because of the importance of the relationship between Australia and Indonesia -...
Changes to the Fair Work Act: Get it right before you get it wrong
ACT Chamber
Employers should be aware that a number of amendments to the Fair Work Act 2009 will take effect from January 2014. First among these is a requirement for Modern Awards to contain greater obligations for employers to consult with workers about changes to rostered hours of duty. The new clause in Modern Awards will require employers to provide information to...
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