All Articles
Business Law
Business relationships; when they're good, they're great, reaping financial rewards and mutual benefits for all parties involved. But what about when they're sour, and what was once a productive working relationship becomes a burden? As we approach the end of the financial year, now is the time to take stock of your existing contracts and consider how do you go...
Business Advisory
"…In this world nothing can be said to be certain, except death and taxes." So said Benjamin Franklin in his famously quoted phrase regarding a fledgling American Constitution. However, fledgling relationships, be they domestic or commercial, rarely take into account such matters - particularly if by 'death' we think in a more expanded way about the 'end' of that relationship....
Expert Advice
The importance of asset allocation Asset allocation can be one of the most significant performance drivers for your investment portfolio, but it can be difficult to determine the right mix of assets classes to invest in without access to quality research, insights and specialist advice. So, what is asset allocation? Asset allocation is basically the division of your investment portfolio...
Accounting
Two of the most common questions we get asked as accountants are: 1. What is involved in building a property portfolio? 2. What are some tax advantages of property and how do you maximise them? The media regularly features amazing tales of rags to riches landlords with fat property portfolios, particularly during expansion or boom phases of the property cycle....
May 2015 Issue 104
Attorney-General Simon Corbell has this month launched the newly named Canberra Community Law, previously known as the Welfare Rights and Legal Centre. The centre, serving the most disadvantaged in the community, has changed its name to recognise the diversity of services on offer. "The name change and the associated new website will modernise the image of the centre and better...
May 2015 Issue 104
Employers are increasingly concerned at the red tape cost of selecting workplace super funds for their employees from an unranked list of 120 MySuper funds. The selection process, set to impose a financial and legal burden on employers, is estimated to cost $1.8 billion nationally according to new research, falling most heavily on small businesses. David Whiteley, Chief Executive of...
May 2014 Issue 93
There is emerging discussion that superannuation tax concessions need to be more efficient and better targeted to deliver a sustainable super system. The Federal Labor Opposition in April highlighted the growing discussion around the need to put super tax concessions on a fairer footing. Tax concessions on earnings for retirees are growing at more than twice the rate of the...
May 2015 Issue 104
Construction has commenced for the 2nd Site of Project Independence at the Latham site in Wanliss Street. Project Independence is a not-for-profit initiative building housing in Canberra that provides independent living and home ownership for people living with intellectual disabilities. The Board of Project Independence along with Minister for Disability Joy Burch and Minister for Housing Yvette Berry celebrated with...
Publisher's Note
I am sick to death of people asking me, as an owner and publisher of magazines, whether I'm doing it tough?' or 'Is it hard to fi nd people to advertise?'. I assume people ask this question because of the rise of internet based marketing and social media. I generally reply that our business is very strong and that in...
April 2015 Issue 103
This is an important question to ask, because being in a de facto relationship can have significant implications in relation to social security, income tax, wills and estates, and other areas of the law. It also means that if you separate, you or your partner may have a claim for property adjustment, superannuation splitting, and/or partner maintenance under the Family...
April 2015 Issue 103
The rapid growth in online shopping has exposed gaps between when the buyer makes a purchase and when they receive the goods, posing one of the biggest challenges in eCommerce logistics. If delivery is not swift, the sale may be lost; and should the delivery not meet expectations, repeat loyalty and future sales can be affected. Communication is vital. Rather...
April 2015 Issue 103
Superannuation investment has come a long way over the years and traditional managed funds are not the only way to gain an exposure to the market. A cost effective alternative is to use Exchange Traded Funds or ETFs. So what is an ETF? Exchange Traded Funds (ETFs) are one of the fastest growing investment products in the world, offering investors...
April 2015 Issue 103
Women are less likely than their male co-workers to believe that pay equality and equal opportunities exist for both genders in the workplace, according to the new Hays global survey on gender diversity. At Hays, we are known for supporting the advancement of women in the workplace. However, our survey found that although progress is being made, gender diversity remains...
April 2015 Issue 103
After a trade mark application is filed it is examined by a Trade Mark Examiner, all trade mark applicants hope to get a "clear" Examination Report. This enables the application to be advertised as accepted. However, many applicants receive an Examiner's "adverse report", leaving some to think the application is "dead in the water" (not automatically true) and others wondering...
April 2015 Issue 103
Gone are the days when you could simply rely on advertisement campaigns alone to generate sales. The sales process has become much more complex now and your website plays a critical role in it. In the old times, you would come up with a package deal, run a TV, radio or print ad and generate traffic to the website and...
April 2015 Issue 103
Having a positive credit rating could be essential to securing finance now, or for borrowing money for big ticket items, such as property or a car, in the future. As more people begin to use credit as a means of finance, it's important to understand what a credit rating is and what a good or bad credit rating could mean1....